Secure Payments

 

What information will we need?

  • Your 16-digit card number on the front of the card
  • The card expiry date on the front of the card
  • Your name exactly as it appears on the front of the card
  • The CVV number

MasterCard, Visa & Diners Club is the last 3 digits on the back of your card. American Express is the separate 4 digits on the front of the card above the 16 digit credit card number.

 

When will the payment be deducted from your account?

Immediately. That means we can start processing your order straight away. Please Note; Credit cards used for the first time, or if your purchase results in a large or unusual amount, the transaction will need to be validated by the issuing bank or the cardholder before your order can be processed.

 

Can I use my budget facility?

We do not offer a budget payment facility.

 

Will my credit card information be stored for future use?

We will only securely store your card details if you request us to. Stored card information can be used for future purchases without having your credit card ready and can be deleted at any time. Purchases will still be subject to the 3D secure process that will send you a message from your bank to request payment approval. Your details get stored on the PayGate credit card vault that is digitally secure and complies with all the required security imposed by VISA and MasterCard.

 

What is 3D Secure?

3D Secure, also known as MasterCard Secure Code & Verified by Visa, requires that the cardholder enter a secure one-time PIN before the payment gets processed to the bank. 3D Secure is similar to the physical chip and pin solution whereby cardholders enter a PIN when purchasing from a retail store. 3D Secure is the most widely used fraud prevention technology in online payments.